PERSONAL FINANCE

TOOLS & TIPS

5. DECREASE MAJOR EXPENSES 

Key takeaways: CUT costs!

 

Major keys:

Increase revenue and decrease expenses. 

Use Mint to make a budget.

Stick to your budget.

Cheap rent is key.

Eat at home, it's cheaper than going out.

Refinance your car to get a lower interest rate.

STOP DRINKING, it's a waste of money.

Don't pay interest.

Get a credit card with 0% APR.

Consider a balance transfer to a credit card with a lower rate.

Know your credit score and work to improve it.

Don't pay for cable.

Don't pay ATM withdrawal fees.

Stay home and do something productive rather than spend money. 

 

Free ATM withdrawals.

July 06, 2017

Free

Pros:

No monthly maintenance fees or minimum balances

Access to over 43,000 free ATMs

1.15% APY on savings (as of 6/30/2017), about the best you'll find

Cons: 

No way to deposit cash

Review: NerdWallet

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