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PERSONAL FINANCE

TOOLS & TIPS

5. DECREASE MAJOR EXPENSES 

Key takeaways: CUT costs!

 

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Major keys:

Increase revenue and decrease expenses. 

Use Mint to make a budget.

Stick to your budget.

Cheap rent is key.

Eat at home, it's cheaper than going out.

Refinance your car to get a lower interest rate.

STOP DRINKING, it's a waste of money.

Don't pay interest.

Get a credit card with 0% APR.

Consider a balance transfer to a credit card with a lower rate.

Know your credit score and work to improve it.

Don't pay for cable.

Don't pay ATM withdrawal fees.

Stay home and do something productive rather than spend money. 

 

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Free ATM withdrawals.

July 06, 2017

Free

Pros:

No monthly maintenance fees or minimum balances

Access to over 43,000 free ATMs

1.15% APY on savings (as of 6/30/2017), about the best you'll find

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Cons: 

No way to deposit cash

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Review: NerdWallet

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ATMs
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