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PERSONAL FINANCE
TOOLS & TIPS
5. DECREASE MAJOR EXPENSES
Key takeaways: CUT costs!
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Major keys:
Increase revenue and decrease expenses.
Use Mint to make a budget.
Stick to your budget.
Cheap rent is key.
Eat at home, it's cheaper than going out.
Refinance your car to get a lower interest rate.
STOP DRINKING, it's a waste of money.
Don't pay interest.
Get a credit card with 0% APR.
Consider a balance transfer to a credit card with a lower rate.
Know your credit score and work to improve it.
Don't pay for cable.
Don't pay ATM withdrawal fees.
Stay home and do something productive rather than spend money.
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Free ATM withdrawals.
July 06, 2017
Free
Pros:
No monthly maintenance fees or minimum balances
Access to over 43,000 free ATMs
1.15% APY on savings (as of 6/30/2017), about the best you'll find
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Cons:
No way to deposit cash
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Review: NerdWallet
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ATMs
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